Retirement Fund

From my experience. I really do know what is my position, then decide the target! Plan to succeed.


There is real magic in enthusiasm. It spells the difference between mediocrity and accomplishment.  -- Norman Vincent Peale

Freeloaders or Leeches, Are you?

1. Pay off your credit cards in full on time each month.
2. Never go beyond the interest-free grace period.

By doing this, I get to use their money without paying them anything for the privilege.
And they hate me for doing that and calling me names....