Build the Belief That Moves Mountains
Napoleon Hill, writing in the classic Think and Grow Rich, said that belief and desire are the beginning of all achievement. If one of those key ingredients is missing, success is almost impossible.
That might explain why a lot of people get excited about an idea (desire) but fail to follow through with it (belief). It's rare that we will attempt to do something that we don't believe in, and we will never give 100% of our effort to something without a strong belief that we can do it. It's our human defense mechanism. In As A Man Thinketh, James Allen tells us, "The will to do springs from the knowledge that we can do." In Above Life's Turmoil he tells us, "Belief always precedes action."
That certainly helped me understand why I'd find myself with some great ideas that I thought would be successful, and then six months would pass by and I hadn't done anything about them. I didn't have the deep down belief they'd be successful, so I simply didn't take any action on them. And that's the same experience that most people have that steals the great dreams they have for their lives.
That might explain why a lot of people get excited about an idea (desire) but fail to follow through with it (belief). It's rare that we will attempt to do something that we don't believe in, and we will never give 100% of our effort to something without a strong belief that we can do it. It's our human defense mechanism. In As A Man Thinketh, James Allen tells us, "The will to do springs from the knowledge that we can do." In Above Life's Turmoil he tells us, "Belief always precedes action."
That certainly helped me understand why I'd find myself with some great ideas that I thought would be successful, and then six months would pass by and I hadn't done anything about them. I didn't have the deep down belief they'd be successful, so I simply didn't take any action on them. And that's the same experience that most people have that steals the great dreams they have for their lives.
- Do you have a strong desire but lack belief in your ability or the future?
- Are you working harder but can’t seem to make any progress?
- Are you frustrated because you just can’t breakthrough the barriers in your life
- Do you have a “settle for” attitude (ie., “it’s not what I want but it’s better than a lot of people have.”)?
- Are you tired of watching others zoom by on the super-success highway while you seem stuck on the side of the road?
Labels:
Desire,
effort,
idea,
successful
Kid College fund
Got a kid? Securing a good education for them is our responsibility. Their job is to go to school for education.
Parent job is to ensure their education is not witheld due to no means of providing that education. History show that good education realy pays. Look around is there a story of whole family life changed from misery due to educated children? Sure there is. Governments, banks helps to extend the means but education provided with helps of loans just tying the kids with obligations right from their begining. The right to freedom and easier life is delayed.
The fact is, we all have 17 years from their arrival before college start. So do it right now even if few years passed. Time value of money sure at work as soon as you start.
Parent job is to ensure their education is not witheld due to no means of providing that education. History show that good education realy pays. Look around is there a story of whole family life changed from misery due to educated children? Sure there is. Governments, banks helps to extend the means but education provided with helps of loans just tying the kids with obligations right from their begining. The right to freedom and easier life is delayed.
The fact is, we all have 17 years from their arrival before college start. So do it right now even if few years passed. Time value of money sure at work as soon as you start.
What do I begin with?
In the beginning, yes it is tough to decide what you want? I want all! But to most of us, that is not possible.
I begin with assessing what I have. Over few weekends, I put aside all documents. Saving accounts, loan accounts, epf account, all sort of accounts... Then totaled it up, there you go, that is what you have.
My gosh, after nearly a decade of working I only save penny? Then, the sense of I must change this rushing in. Change need strong reason for it and courage to do it.
I begin with assessing what I have. Over few weekends, I put aside all documents. Saving accounts, loan accounts, epf account, all sort of accounts... Then totaled it up, there you go, that is what you have.
My gosh, after nearly a decade of working I only save penny? Then, the sense of I must change this rushing in. Change need strong reason for it and courage to do it.
Budget and save
It only takes spending $27.40 a day to fritter away $10,000 per year.
How? Cigarette $10/day, coffee $7/day, thats more than half way already...
Yes you can do it!!!
Labels:
how to save
THE BIG PICTURE continues
Simply being able to realise what happens really puts me into next stage. I set my target.
How? I decided what I want and when I want it. The Journey on how to get it is the challenging parts.
Once your target is set, WRITING it down is a MUST! Putting it down is a powerful visual tool to guide you years to come.
Excerpt from my experience. I really do know what is my target!
I do the very best I know how - the very best I can; and mean to keep doing so until the end. If the end brings me out all right, what is said against me won't amount to anything. --Abraham Lincoln
How? I decided what I want and when I want it. The Journey on how to get it is the challenging parts.
Once your target is set, WRITING it down is a MUST! Putting it down is a powerful visual tool to guide you years to come.
Excerpt from my experience. I really do know what is my target!
I do the very best I know how - the very best I can; and mean to keep doing so until the end. If the end brings me out all right, what is said against me won't amount to anything. --Abraham Lincoln
Labels:
big picture
THE BIG PICTURE
Completing the retirement fund exercise gave me the greatest feeling of self empowerment. I didn't really aware that I'm aware of such thing while wasting 10 years of my working life. What I do then is work, work and work. Trading my entire life for someone else. That why they say, employment, while providing opportunity for earning, is actually trading your life for money and someone is profiting it!
Bet you are not aware of it. Most of us do that unconsciously on day to day. Why? To me, it is simply because of no knowledge. Hands up those who know that you can control your own life. What we been told is, get good education and go to work for good corporation for whole of your life. While doing that constantly we are bombarded with spend, spend, spend, that is the lifestyle!
You just follow those suggestion subconsciously for years and suddenly realised that what am I doing.
"I earn 3,000 monthly, work for 5 years and yet have almost zero in my saving. Where all the 180,000 gone?"
Don't be sad, you are not alone. Thousand more employee out there in your same situation. If I ever save just 10%, that is 18,000 with me now. How I wish.
Next we'll shall move on to planning and targets.
There are two primary choices in life: To accept conditions as they exist, or accept the responsibility for changing them. --Denis Waitley
Bet you are not aware of it. Most of us do that unconsciously on day to day. Why? To me, it is simply because of no knowledge. Hands up those who know that you can control your own life. What we been told is, get good education and go to work for good corporation for whole of your life. While doing that constantly we are bombarded with spend, spend, spend, that is the lifestyle!
You just follow those suggestion subconsciously for years and suddenly realised that what am I doing.
"I earn 3,000 monthly, work for 5 years and yet have almost zero in my saving. Where all the 180,000 gone?"
Don't be sad, you are not alone. Thousand more employee out there in your same situation. If I ever save just 10%, that is 18,000 with me now. How I wish.
Next we'll shall move on to planning and targets.
There are two primary choices in life: To accept conditions as they exist, or accept the responsibility for changing them. --Denis Waitley
Labels:
big picture
I'll die in debt, say one in three in UK
Nine out of 10 people have run up unsecured debt and many fear they will never be able to pay back what they owe, a survey has claimed.
Around 89pc of people aged between 18 and 35 said they owed money on a credit card, loan or overdraft, the research showed.
A third of people admitted they did not think they would ever be debt-free, 54pc of whom said they would always need to borrow money in order to fund the lifestyle they wanted.
One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.
Just over half who owed money said they did not feel in control of their debt, with 8pc admitting they had needed to ask for help with repayments from a friend or family member. Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit cards.
Farhad Farhadi, MyVoucherCodes.co.uk's personal finance expert, said: "The majority of British adults owe money in some way, shape or form, but to see that almost a third think they'll never be free from debt is quite alarming.
"When borrowing money from any source, how you are going to repay it should always be in the back of your mind.
"A lot of people don't really think about the consequences of borrowing money and it can be easy to get complacent, but keeping it all under control should be a priority from the off. Only borrow what you really think you can afford to pay back."
From: www.telegraph.co.uk
My say: Gosh this is scary...Don't play with credit card!. I wonder card is still a prefered choice of many despite what is happening???
Around 89pc of people aged between 18 and 35 said they owed money on a credit card, loan or overdraft, the research showed.
A third of people admitted they did not think they would ever be debt-free, 54pc of whom said they would always need to borrow money in order to fund the lifestyle they wanted.
One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.
Just over half who owed money said they did not feel in control of their debt, with 8pc admitting they had needed to ask for help with repayments from a friend or family member. Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit cards.
Farhad Farhadi, MyVoucherCodes.co.uk's personal finance expert, said: "The majority of British adults owe money in some way, shape or form, but to see that almost a third think they'll never be free from debt is quite alarming.
"When borrowing money from any source, how you are going to repay it should always be in the back of your mind.
"A lot of people don't really think about the consequences of borrowing money and it can be easy to get complacent, but keeping it all under control should be a priority from the off. Only borrow what you really think you can afford to pay back."
From: www.telegraph.co.uk
My say: Gosh this is scary...Don't play with credit card!. I wonder card is still a prefered choice of many despite what is happening???
Labels:
credit card
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